California Home Specialist
"I will make home buying and selling easy for you!"

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Buying a home is a major decision for anyone.  Choosing the right REALTOR is necessary in ensuring that your home and community meets your need.  My professionalism and experience will help you find the home of your dreams in the area that will ensure stability for your personal financial situation.  For your convenience, I also provide listings for properties on sale by email. I earn my business and reputation through referrals.  Therefore, I hope you will come to understand why.  

As your REALTOR, I will:

  • Assure that you will see all the available properties that meet your requirements.
  • Guide you through the whole buying process including understanding your loan and purchase contract.
  • Make sure that you price the correct market price for your new home.
  • Give you all the necessary information about the community you are moving in to including schools, neighbor and local economy


Before you start looking for your new home:

  • Check you credit profile and correct any errors before applying for your mortgage loan.
  • Determine a comfortable monthly housing budget including down payment and mortgage payment.
  • Get pre-qualified by our loan specialist.
  • Determine the neighborhoods that will be suit your needs.
  • Identify the important features in a home you want to have such as, number of bedrooms, bathrooms, living space, yard space, etc.
Closing costs to expect:

  • Lender fees include loan origination points, processing fees, and escrow fees.
  • Third party fees property inspection fee, title insurance fee, and title search.
  • Government fees include deed recording, state and local mortgage taxes.
  • Escrow and prepaid interest fees include homeowner's insurance, loan interest, real estate taxes, and private mortgage insurance fees.

Find out how much your closing cost could be, call us today.

Charmaine Uy, Realtor
(909) 263-2397

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